Ripple Labs Targets $1 Billion for New XRP Treasury Initiative

Fintech Giant Strengthens Its Focus on Institutional Liquidity and Cross-Border Payments

Ripple Labs is reportedly spearheading a plan to raise at least $1 billion through a special purpose acquisition company to establish a digital asset treasury dedicated to XRP. The initiative aims to enhance liquidity management and reinforce the company’s position within global payment infrastructure.

Despite the recent volatility across crypto markets, Ripple appears undeterred in expanding its ecosystem. The fintech firm plans to allocate part of its own XRP holdings to the new treasury, aligning internal resources with broader fundraising efforts. Ripple currently controls about 4.74 billion XRP directly and manages nearly 36 billion tokens held in escrow for gradual release, maintaining influence over more than 40% of the total XRP supply.

Expanding Treasury and Payments Reach

In a related move, Ripple recently completed a $1 billion acquisition of treasury management software provider GTreasury. The acquisition is designed to improve the firm’s corporate finance operations and enable large-scale adoption of blockchain-based payment solutions across global institutions.

This strategy reflects Ripple’s growing push into the multi-trillion-dollar corporate treasury market, where traditional systems often suffer from inefficiency, friction, and delayed settlement times. By integrating digital asset treasuries, Ripple seeks to modernize the way large organizations move and manage capital.

Momentum Builds Across the Digital Asset Treasury Sector

Ripple’s initiative adds to the growing trend of companies forming digital asset treasuries centered around major cryptocurrencies such as Bitcoin, Ether, and XRP. Several institutional players have continued accumulating top digital assets even amid price corrections, signaling confidence in long-term value creation.

While XRP-focused DATs remain relatively rare, recent months have seen increased interest from corporations exploring token-based reserves as part of their diversification and liquidity strategies. Similar efforts by firms investing heavily in Bitcoin and Ether reinforce the broader movement toward integrating digital assets into traditional finance models.