Binance keeps Junior accounts as a financial literacy tool for kids

Binance has defended its recently launched Binance Junior program after critics questioned whether it was introducing children to crypto too early. The service is designed for users aged 6 to 17 and emphasizes supervised financial education rather than trading or speculative activity.

Launched on December 5, 2025, Binance Junior operates as a restricted sub-account linked to a parent’s main Binance account. Children cannot participate in spot trading, futures, margin products, or make on-chain withdrawals. Instead, their activity is limited to requesting funds from parents, saving in selected products like BTC or USDT, using Simple Earn to earn interest, and sending small amounts via Binance Pay.

Parents maintain full oversight, controlling daily limits, receiving real-time notifications, and retaining the ability to freeze or delete the account. Binance frames the product as a “safe space” for children to learn about saving, goal-setting, and digital money in a supervised setting.

The initiative includes the educational book “ABCs of Crypto,” providing foundational knowledge that many adults never received. Supporters argue that controlled exposure in a family environment prepares children for a future where digital assets are commonplace.

Skeptics, however, warn against early exposure to crypto platforms, regardless of safeguards. Tony Katz, founder of XP Labs, commented, “Trading and futures are absolutely not for them. I wouldn’t wish any child to have to study this.”

Binance emphasizes that speculative behavior is fully prevented. Sky BNB, a Binance community leader, explained, “Kids cannot trade. No buying or selling. No winning or losing. This prevents speculation habits.”

As Binance Junior develops, its broader acceptance will likely depend on whether the public views supervised exposure to digital money as educational rather than an introduction to trading.